Will your insurance policy really protect you?

It’s shocking but unfortunately true: 88% of life insurance policies won’t deliver when needed! Too often policyholders, or their beneficiaries, find out the coverage they were expecting is simply not there. We can fix that.

infographic of man standing on insurance policy

A Stratus Policy AssessmentSM is the gold standard.

At Stratus, we know where potential traps may be hidden. Don't get left high and dry after having paid premiums for years.

See how we grade it
Where does your policy rank?
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PROBLEMS?

88%

of life insurance policies are
not expected to pay a death claim.*

*According to Wharton, 85% of term policies do not pay a death claim. 88% of universal life policies do not terminate with a death benefit.

7 out
of
10

policies we review have problems. We can help fix these troubled policies.

only 1%

of insurance brokers are also California Licensed Independent Insurance Analysts. (We are.)

1 in 10

policies are not salvageable. For those, we can help find the best solution.

We can solve them

As independent advisors, we help people find and understand the BEST solution.

Schedule a Free Consultation