reviewing a life insurance policy

Is your life insurance policy among the 88% that won’t deliver when needed?

It’s shocking and almost inconceivable. Too often policyholders, or their beneficiaries, find out the coverage they were expecting is simply not there.

Our Stratus Policy Assessment SM eliminates the confusion. It provides clarity and certainty in a simple, user-friendly format that is easy to understand. We make certain coverage and the death benefit will be there for individuals and professionals.

Ensuring families and businesses are protected with a comprehensive independent life insurance policy review.


88% of life insurance policies are not expected to pay a death claim.*

7 out of 10 policies we review have problems. We can help fix these troubled policies.

We are part of the 1% of insurance brokers who are also CA Licensed Independent Insurance Analysts.

1 in 10 policies are not salvageable. For those, we can help find the best solution.

As independent advisors, we help people find and understand the BEST solution.

*According to Wharton, 85% of term policies do not pay a death claim. 88% of universal life policies do not terminate with a death benefit.

bursting the insurance balloon

Some policies are repairable

A Stratus Policy Assessment SM ensures protection.

At Stratus, we know where potential traps may be hidden. Don't get left high and dry after having paid premiums for years.

Stratus is here to help.

The Policy Analyzers SM

The reality is most life insurance policies upon review don’t pay families and businesses what they anticipate.

Give us a call to start the process of analyzing your policy by the independent CA Licensed Insurance Policy Analysts at Stratus Financial Partners.

Our focus and experience as independent life insurance policy reviewers makes the difference.

Insurance policy analyzers dig deep