What is an Independent Life Insurance Policy Review and How Does it Work?

I was recently a webinar guest of attorney Dennis Sandoval of Sandoval Legacy Group. Early into the program, he asked this question about a policy review. Here, in a 90 second clip, is the answer so anyone who wants to can be confident about their life insurance plan.

Held to a Higher Standard

Here at Stratus Financial Partners, we are independent life insurance policy and disability analysts. Our first focus is the effectiveness and well being of existing insurance policies, not the acquisition of something new. With that in mind, we have to be more objective, more comprehensive, and more thorough in the review we deliver to our clients. That means when clients ask us to take a closer look at a life insurance policy, they get back the most comprehensive and thorough analysis we can provide. If there are issues to consider we will identify them. If there are no issues, we’ll certify that as well.

Putting Policies Into Plain English

Just as importantly, that information needs to be easy to understand. Our systems are able to convey the information in a way that’s easy to understand. The systems we’ve devised do just that. Our independent life insurance policy review cuts out the noise and ensures that anyone can understand what’s important about their policy.

Peace of Mind is What We Do

Fully 70% of the policies we review probably have some issue that can affect a proper outcome. (We see problems in policies that haven’t been reviewed in as little as five years.)

Happily, the majority of those issues are easy to fix if discovered early enough.

The truth is, if a policy is important enough to be purchased in the first place, it’s important enough to have an independent checkup periodically.


The insurance world can be difficult to navigate. Without a clear understanding of their current plan, it’s difficult to be certain that your clients have the right coverage. If you’d like to take a closer look, you’ve come to the right place. We can answer your questions and provide the clarity you need to sleep easy. To learn more about our services, visit our site or join our newsletter today. To contact us, click here.

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