Insights

Why Executors Need Documents

“You’re my executor.” Over the years, many trusted family members and friends have heard these words. It’s one of the first steps when securing an estate plan, and also one of the most important. Having a competent executor, (or trustee) after all, helps to manage your clients’ affairs and wishes according to their directions. But...

Grandmother and granddaughter

Employer Life Insurance Plans May Not Be Enough

Most jobs these days include life insurance as a benefit for employees. It’s a valuable benefit while employed there, but how well does it protect the employee’s family? Too often, not well enough. Here’s why: Problem First of all, it was never intended (and normally isn’t) a complete solution. One or two years salary for...

US 100 dollar bill

Three Times A Life Settlement Makes Sense

The reason to consider a Life Settlement of an existing life insurance policy is to be sure you don’t leave any money on the table. Many clients don’t realize they might be sitting on an asset that can be turned into cash – the sale of an unaffordable or unneeded life insurance policy.  (We have...